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Home loan guides, in plain English.
Written for Texas buyers, the Realtors who help them, and investors growing a portfolio. New guides added regularly.
For buyers
First-time buyer guide
Budget, loan types, offers, closing, and your homestead exemption, step by step.
For buyers
Down payment assistance
TDHCA, TSAHC, SETH, City of Houston, and Harris County programs explained.
For buyers and agents
Pre-approval, verified
What we check up front, the documents to gather, and what agents can expect.
For investors
DSCR investor loans
Qualify on the rent, not your tax returns. Ratios, LLCs, and the Houston tax catch.
